Novio Secured Credit Card Promo Codes & Coupons July 2026
As of July 2026, Novio Secured Credit Card has 15 active offers: 0 coupon codes and 15 deals, updated daily. Pick a working Novio Secured Credit Card promo code and save on your next order.
๐ฅ Top Novio Secured Credit Card Discount Codes for July 12, 2026
Achieve spending milestones with your Novio Secured Credit Card and unlock exclusive rewards. Specific spend tiers correspond to different benefits.
Receive 1% cashback on all eligible UPI transactions made with your Rupay Credit Card. This cashback is credited to your account monthly.
Apply for the Credit Score Builder Card and receive a โน250 Amazon voucher. This offer helps new applicants get started.
Receive โน250 cashback on your very first transaction with the Novio Secured Credit Card. A minimum transaction value may apply for this offer.
Existing cardholders receive a โน250 referral reward when a friend successfully applies for a Novio card. The reward is disbursed after the referred card is activated.
First-time applicants for any Credilio credit card receive a โน500 Amazon voucher in the New Year. This offer is for approved cards.
During the festive season, new Novio Secured Credit Card users get an additional โน250 joining bonus. This is a limited-time seasonal offer.
Get a โน500 Amazon voucher as a welcome gift for new SBM Credilio Rupay Credit Card approvals. The bonus is credited post-activation.
Secure a Fixed Deposit Linked Credit Card and get a โน500 joining bonus. The bonus is available upon successful card issuance.
Earn up to 2% cashback on specific UPI transactions made using your Novio Rupay credit card. Cashback applies to select merchant categories.
Get โน250 cashback on card approval during the Independence Day Sale period. This offer is valid for new applications only.
Complete digital onboarding for any Credilio card and receive a โน250 credit. This applies to fully digital application processes.
Enjoy a waiver on the annual renewal fee for the Rupay Platinum Credit Card. This waiver is subject to meeting specified spend criteria annually.
Benefit from a 1% fuel surcharge waiver on all fuel purchases using the Novio Secured Credit Card. A minimum transaction amount may apply.
New users receive a โน250 Amazon voucher upon successful Novio Secured Credit Card application. This offer is applied automatically after card approval.
Customer Reviews
Smooth application, good card
Applied for the Novio Secured Credit Card against Fixed Deposit. The digital onboarding service was straightforward, took less than 15 minutes. Got the instant virtual card quickly and used it on UPI apps like GPay without any issues. Physical card took about 7 days to reach Mumbai. Customer support answered my query about the minimum FD for the card in under 2 hours. The credit score builder feature is a big plus. Overall good experience; helped me understand what to expect.
Quick card setup
Needed a Credit Card for Beginners. Applied for Novio Secured. Digital onboarding was fast. Got my virtual card quickly. Used it for UPI. Simple process, no headaches.
Good for building CIBIL
I got the Novio Secured Credit Card again. My first one helped my CIBIL score a lot. This time, the application was just as smooth. Quick digital onboarding, no fuss. Always reliable for improving credit, that's why I keep coming back to Credilio for these cards.
Novio Secured Credit Card Community Discussion
Share tips, ask questions & help fellow shoppers save more
Hey guys, thinking of getting the Novio card for UPI payments. Is it actually safe to use, like, compared to a regular bank card?
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